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Inside Press

The Beauty of Armonk

March 6, 2016 by The Inside Press

The Gazebo at Wampus Brook Park
The Gazebo at Wampus Brook Park

By Miriam Longobardi

As you drive through the hamlet of Armonk you may not realize all the work that goes into the little touches that beautify the area. The wreaths during the holidays, the flags flying proudly from Memorial Day through Labor Day, and countless other seasonal and permanent displays one sees are just some of what the Armonk Beautification Committee makes happen each year.

The Committee, which is comprised of members appointed by the North Castle Town Board, serves Armonk, Banksville and North White Plains. The Armonk Beautification Committee is chaired by Carol Bidjarano and, since North Castle is so spread out, a sub-committee was formed for the other two hamlets. The committees all work together generating ideas for projects in their respective areas to maintain the beauty and appearance of open spaces as well as along streets.

Some projects, such as holiday wreaths and the hanging baskets in the spring, are done annually, with all projects funded by the budget allocated by the Town Board. Larger, more expensive endeavors need to be phased in over a few years to be more cost-efficient, such as replacing street signs as well as the lovely “Welcome to the Hamlet of…” signs welcoming people into each area. The amount of money for new projects is impacted by the costs of the things done annually that must be maintained. Still other projects are just beyond the scope of what the Committee can handle and are beyond their control.

Decisions about what projects to focus on are voted upon by the main committee at their monthly meetings, depending on which area is involved. “Majority rules,” Bidjarano reports. “We always keep an odd number on the Committee to avoid a tie.”

The flags hung for Memorial Day were all recently replaced and are another example of a larger venture. Smaller touches include flowers planted in the grassy triangles at various intersections or other green spaces.

Open spaces, or lack thereof, can sometimes present more of a problem than stretching the budget. “North White Plains is really challenged by a lack of open spaces to beautify,” Bidjarano said. There is also little room for people or organizations, such as scouts or students seeking community service, to volunteer as all work is done by the town.

Weather is another challenge that can impact potential projects. Last year, due to the extremely long winter and late spring, plans for planting flowers in front of St. Mary’s were put on hold. By the time the snow melted and the ground thawed, the town employees were scrambling to  ready the ball fields, parks and pool and the flower-planting was forced to be put on hold. The funds had been approved and allocated but they were unable to use them, but they hope to complete that work this year.

Despite occasional challenges, Bidjarano says that all the women who serve on the committees are proud of what they accomplish each year. “We enjoy the work and make a difference,” she said. “It’s a win-win.”

Miriam is a single mother of two girls living in Westchester. A breast cancer survivor, she volunteers for the American Cancer Society and teaches fourth grade. Follow her on Twitter @writermimilong.

Filed Under: Armonk Cover Stories Tagged With: Armonk, beauty, Inside Press, theinsidepress.com, town

Chaotic is the New Happy

March 5, 2016 by The Inside Press

Jodi Baretz and her sometimes happy family.
Jodi Baretz and her sometimes happy family.

By Jodi Baretz

When Grace asked me to write an essay on “Happy Homes,” I chuckled a bit to myself! I’m not sure what goes on in your house, but in mine, it is certainly not always happy. I would describe my home as a loving, accepting, nurturing environment, but a bit chaotic and tense at times. Overall, we are a “happy” family but from the look on my teenager’s face, you may not think so.

I have a little problem with always striving for happiness. Happiness is a fleeting feeling, not a state that we should expect all the time. Families are messy. Life is messy. Kids are messy. Instead of happy home, let’s aim for a full adventure recognizing our full range of feelings; things may not always be perfect, but embrace the good, bad and ugly because they are there anyway. By being more aware that there will always be set backs, bad grades, tons of drama and spilled milk, we can certainly tolerate challenging times a bit more.

Having expectations of what activities we want our children to be involved in can create stress in a home. We may want our son to play baseball, but they want to take an art class. My son is a wrestler. I never would have picked it for him (and was shell shocked at the first meet), but it turned out to be one of his greatest experiences that had a huge (positive) impact on his life. Guess what? We don’t always know what is best for our kids. A common fear among my clients is that their child doesn’t have many friends or found an activity they enjoy. We can encourage, but not force this. We can expose them to activities, but ultimately, they have to be on board. They will find interests and friends in their own time. They are not always on our timeline. Accepting and making our child feel comfortable with who they are is the true key to a happy home and happy child.

“Instead of happy home, let’s aim for a full adventure recognizing our full range of feelings.”

On Facebook, it might look like everyone has a “happy home,” and we tend to feel “less than” if ours does not measure up. Most of you realize things are not always as they seem, but seeing those happy families on social media can have an impact. If you are struggling with issues in your house, chances are other families are too. They just don’t post it. Alternatively, we may want to be mindful about over posting. We all love and are proud of our children, and it’s great to share special moments, but if you are chronically posting familial bliss, it’s wise to stop and think about why so many of us have the need to do this, and how it affects others.

Instead of a permanently “happy home,” how do we create happy moments or create wonderful memories with our families? My biggest fear is one day my kids are going to look up from their phones and ask, “What happened to my childhood?” Kids don’t remember their best day of television. Creating memories has become increasingly difficult. We are rarely all disconnected from our devices at the same time and long enough to connect as a family. Thank goodness for dinner time, family vacations and carpools.

As my kids get older, these are the times I value and the only times I can get them to engage with me.

Creating memories does not have to be forced. One way to make them is by making the ordinary moments extraordinary. Meet every moment with your child as a new exciting adventure. Take a step back and appreciate them for who they are and how lucky you are to have them, without trying to change them. Gratitude goes a long way. The feeling is what you will remember. Life goes so fast and before you know it, the kids are gone. One memory from last month that stuck with me is my son getting out of the car, walking into a friends house and I sat back, watched, savored the moment and realized how very lucky I am. I hope

I always remember that!

Jodi Baretz, LCSW, CHHC is a psychotherapist and holistic health coach at The Center for Health and Healing in Mt. Kisco. She is a speaker on mindfulness topics and runs a Mindful is the New Skinny bootcamp to help women ease stress and get lighter inside and out. Jodi is a Chappaqua mom of two teenage boys. Visit jodibaretz.com.

Filed Under: Et Cetera Tagged With: Family, happiness, Inside Press, memories, theinsidepress.com

Here Comes the Sun: Solar Power in New Castle

March 5, 2016 by The Inside Press

A first commercial solar installation on Greeley Avenue in Chap- paqua, which won Sunrise Solar an award from the Town of New Castle’s Sustainability Committee.
A first commercial solar installation on Greeley Avenue in Chappaqua, which won Sunrise Solar an award
from the Town of New Castle’s Sustainability Committee.

By Eileen Gallagher

Looking to lower your electric bills? Longing to go green? Interested in protecting the environment? Curious about the Solarize signage that was appearing throughout town? Going solar might be the perfect fit for you!

Why did we see all those”Solarize” signs around town?

New Castle Sustainability Advisory Board chairperson Steve Wolk and Alicia Molloy (the initiative manager) described how Solarize came about in town:

New Castle and other towns were looking into Solarize Westchester, a program started by NY Sun (a NYS government program). Per their website, http://ny-sun.ny.gov/About/NY-Sun-FAQ, this program “is part of the Governor Andrew M. Cuomo’s commitment to “protect the environment and lower energy costs for all New Yorkers by improving the efficiency and reliability of the electric grid.”

Wolk described how the program can help towns to adopt a high amount of solar on residential homes and small commercial buildings by using the program to reduce risk and reduce the cost of solar.

New Castle was able to link with Somers because, as Wolk explained, the towns needed to be contiguous, and their colleagues were “great partners and people they could collaborate with and potentially share marketing materials and ideas.” The feeling was that there would be a higher probability of getting to be one of the “chosen towns” by working with Somers.

New Castle and Somers filled out an application in which they described what they would do as part of this initiative, and were selected for the program.

Why go solar now?

Molloy explained that there has really never been a better time to convert to solar in terms of pricing and incentives. “Energy costs are always going to keep going up.” Costs aside, she stressed the need for a greener future, leading the way to “get off of fossil fuels and think in renewable energy.”

Can solar panels really power a home?

If your house has a proper amount of sunlight, as a solar installer will assess, you could potentially power your entire home using solar energy.

Any power generated and unused by your home goes back into the grid, and you are credited for that portion.

Is your home a good fit for solar?

The ideal candidates for solar installation would be homes facing south, south-east or south-west, with little to no shade, and a clear roof of less than 15 years with no obstructions.  If the roof is shaded, trees might need to be trimmed. Ground-mounting is possible, but cost would be higher due to the need for a structure to place the panels on. Westchester and particularly New Castle is challenged by the large amount of trees.

Which provider to use?

Residents are always free to choose their own solar provider. For example, Sunrise Solar Solutions of Briarcliff Manor is a company whose CEO is a resident of Chappaqua. Rand Manasse, along with Sunrise Solar’s president, Doug Hertz, described their attractive solar installations as setting them apart from other installers. As a seven year subsidiary of Sunrise Building and Remodeling, they recognize the importance and value placed on the quality as well as appearance of the equipment on one’s home.

How long will it take to recover expenses?

According to Manasse, the average return on investment is five to six years for purchased systems and Day One for financed systems. And this is for a system that has a warrantied life of 25 years and will most likely produce energy for well over 30.

The savings on a solar system for the typical home in Westchester is $60,000  over the life of the system.

Selling your home in the near future?

Purchasing equipment rather than leasing might be a better fit for you. Per Hertz, “In a recent study by the Department of Energy it was shown that for every dollar invested in a solar system you add 3 dollars to the value of your home at resale.  Reporting from the Wall Street Journal and Bloomberg have shown issues with selling homes with leased systems. Not only does ownership create more value, but it removes the legal impediments to a sale that a lease entails.”

Peter Martin and Kendal Sandlin in New Castle
Peter Martin and Kendal Sandlin in New Castle

Tips from Sunrise Solar Solutions

  • Shop local. Not every Solarize partner is equally invested in the community. Once the campaign is over, a national firm with spread out interests may be far less responsive than a reputable local installer with longstanding ties to the community.
  • Look for long-term value, not bargains. The saying goes, it’s penny-wise and pound-foolish. When making a significant investment in your home, pricing is important, but it’s just one of many factors to consider. Invest in a system that can offer you significant savings for many years to come, not just today. It’s very important to note that a higher quality installation can actually save you more money in the long-term.

For more information, solarizewestchester.com/solarize-somers-new-castle/ and sunrisesolarllc.com

Filed Under: Cover Stories Tagged With: environment, Inside Press, solar, solar power, sustainability, theinsidepress.com, Westchester

Markets have you Down?

March 5, 2016 by The Inside Press

By Scott Kahan

Scott Kahan
Scott Kahan

It’s been a rough start for the equity markets in 2016. It’s hard not to panic and want to sell everything waiting for the markets to settle down. Wouldn’t it be nice to get a steady 4% return every year rather than all these ups and downs? Consider this: Since 1950, the U.S. markets have experienced a decline of between 5% and 10% in 35% of all calendar years; 20% of the time a decline of 10-15%, and 17% of our last 56 stock market years have seen downturns, at some point in the year, of more than 20%.

The very fact that stock downturns scare people is one reason why stocks deliver a higher return than bonds. Economists call it the “risk premium;” which is a form of compensation for investors who tolerate the extra risk–compared to that of a risk-free asset. Over their history, stocks have delivered higher long-term returns than bonds and cash.

But you should view your investments through a financial planning filter. Before you make changes to your portfolio, you should review your goals and objectives. If they haven’t changed, then there is probably no reason to make major portfolio changes. It may be a good time though to rebalance your portfolio based on your overall goals and objectives.

Market downturns give an advantage to those who are willing to practice disciplined re-balancing among different asset classes. Basically, that means that when stocks go down, any new cash goes disproportionately into stocks to bring them back up to their former share of the overall portfolio. This approach takes the emotions out of investing.

If you’re accumulating for retirement by putting money in the market every month or quarter, each downturn means you can buy shares at a bargain price while many other investors are selling out at or near the bottom. Over time, as the market recovers, this can give a little extra kick to your overall return.

If you are in retirement, you should have 12-18 months of liquid funds available in a money market so you don’t have to sell when prices are low. As you rebalance during the year, you fill that cash “bucket” to maintain the needed liquidity.

If you are focused on your financial planning, then market downturns should not be a time to panic, but rather viewed as a normal occurrence and possibly an opportunity.

Scott M. Kahan, is a Certified Financial Planner® professional and President of Financial Asset Management Corporation, a fee-only wealth management firm located at 26 South Greeley Avenue in Chappaqua. Call 238-8900 or write to skahan@famcorporation.com.

Filed Under: Sponsor News! Tagged With: economics, Finance, Inside Press, market, theinsidepress.com

Chat with the Chamber of Commerce: You Asked, They Answered!

March 4, 2016 by Inside Press

A Chappaqua-Millwood Chamber of Commerce “Ask me Anything” event at Crabtree’s Kittle House gave 14 business owners and consultants a chance to share their business acumen with New Castle residents. The casual gathering drew visitors who were invited to rotate from table to table in ten minute segments following introductions of each presenter at the podium.

Good humor was in abundance. “I’ll try to be brief,” said Vinnie Milazzo, owner of the Chappaqua Village Market, “but I do have four years of stories to tell.” Local healer Benadette Bloom described herself as a “medical intuitive.” “I’ll also teach you to do what I do.”

L-R: Jennifer Bancroft, Chamber Manager with Dawn Dankner Rosen, Chamber President.
L-R: Jennifer Bancroft, Chamber Manager with Dawn Dankner Rosen, Chamber President.

Discussing the first time offering, Dawn Dankner Rosen, who heads the Chamber, said she “thought it would be fun to have an event where you can meet up with experts in different fields for no fee, and ask them anything that comes to mind.” She said the board aimed to feature a “cross section” of owners and is considering regular “Ask me Anything” gatherings. — Grace Bennett

(L-R) Bernadette Bloom, Nicole Hair and Melysa Diament
(L-R) Bernadette Bloom, Nicole Hair and Melysa Diament
Beth Rordham, Joan Bigg and Frank Bastone
Beth Rordham, Joan Bigg and Frank Bastone
(L-R): John Grimes, Ted Holmes and Rand Mark Manasse
(L-R): John Grimes, Ted Holmes and Rand Mark Manasse
L-R: Johanna Kline, Wendy Nolan, Deena Bochier
L-R: Johanna Kline, Wendy Nolan, Deena Bochier
Chamber board Member Laura Levin
Chamber board Member Laura Levin
Michael Weinberg
Michael Weinberg
Carolyn Simpson
Carolyn Simpson
Ray Pahini and Rita Ross
Ray Rahni and Rita Ross

Filed Under: New Castle News Tagged With: Business, Chappaqua-Millwood Chamber of Commerce, community, Event, Inside Press, New Castle, theinsidepress.com

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