The Inside Press

Magazines serving the communities of Northern Westchester

Top Ten Anything!

5 Reasons to Insure with the Nicolaysen Agency

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1. Professional Customer Service-Including notifying clients of potential lower cost programs or products without reducing coverage.

2. Knowledge & Experience of Local Insurance Market-Providing proper coverage for clients needs and exposures.

3. Broader Insurance Coverage Availability-such as Ordinance of Law/Home based Business coverage/Homeowner insurance with contractual guarantee to rebuild Residence in the event of a covered total loss.

4. Higher Liability Limits Obtainable-such as $10 million and up.

5. Capability of providing specialty coverage for watercraft, collector vehicles, motorcycles, etc.

Nicolaysen Agency, Inc. was founded by Erik Nicolaysen in 1929, and is now run by his son Erik Nicolaysen III and Partner Randy Coon as a full service insurance agency.  Currently, Nicolaysen Agency, Inc. serves the personal insurance needs of 2000+ individuals and families, and 300+ business concerns in five states. They have a strong commitment to maintain a high standard of excellence in all they do and to establish a firm relationship of mutual trust and service with each of their clients.

Facts your Child Should Know about Camp Kiwi!

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10: You will always go home with a smile on your face!

9: You will make at least one friend that will be part of your entire life!

8: You will gain a tremendous amount of confidence, self-esteem and experience success!

7: You will excel in many fun areas!

6: You will learn to swim!

5: You will be filled with large amounts of camp spirit, everyday!

4: You will always be around positive role models!

3: You will enjoy many varied activities, in one beautiful location!

2: You will develop life-long skills and grow more independent!

1: You will gain social skills!

Useful Tips for a Successful Kitchen or Bathroom Renovation

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By Richard Mucci

10. When shopping for kitchen and bathroom cabinetry, be sure to compare apples to apples as to cabinet manufacturer, construction options, and most importantly quality of finish. There are a million cabinet makers out there from low end to the most prestigious; pick one that fits your budget.

9. Find the right salesperson. Work with someone who understands you and can guide you properly. Be sure he or she has several years of experience in the kitchen and bathroom industry.

8. Spend a little time researching cabinets and cabinet dealerships. You will feel much better about your purchase decision and you will be armed with information when you enter a showroom. Knowledge is key.

7. Ask around for opinions as far as design and cabinet details (door style, finish, etc.). One idea may lead to another and all of the sudden you have the start of something beautiful!

6. Start a “kitchen ideas” file. When something catches your eye in a magazine (door style, finish, design, counter top, etc.), clip and file it. After awhile you will return to the file and eventually find exactly what you want.

5.  Hire a General Contractor to manage the renovation. Unless you have been through a renovation by yourself, the value of a one-stop-shop is priceless. You work with one person who in turn hires the trades. Ask for referrals to be sure they are reliable and professional.

4.  Be sure the contract for any renovation includes a payment schedule. Never give more money than necessary up front; ask for payments to be payable upon completion of job tasks.

3. Make a decision and stick with it. Your first decision about something is usually your best; never second guess yourself.

2.  Remember that your renovation is an investment! Kitchens and baths are the selling points of a home on the market. On the other hand, if you plan to live in the home after the renovation, what better way to spruce up your house and enjoy the fruits of your labor.

1.  First and foremost, avoid being pound wise and dollar foolish.  You get what you pay for, so do your homework and you will definitely make the right deal with the right person.

Richard Mucci is the owner of Euphoria Kitchen & Bath LTD.; a family owned and operated business since 1965.

Ten Tidbits that May Surprise you about your Neighborhood Stores on Lower King Street:

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10. You can find something for anyone and everyone (even your pets) in all price ranges. (Auntie Penny, Breeze and Aurora)
9. Everything in Aurora is handmade and some is even made right here in Chappaqua.
8. You can get CANDY Pizza at Auntie Penny that they make themselves.
7. Breeze offers a Bridal and Gift Registry.
6. A percentage of the proceeds will always go back to the artist when you make a purchase at Aurora.
5. In addition to beautiful wedding gifts, Breeze also offers a large assortment of wedding and party favors.
4. Auntie Penny is a great resource when you are gearing up for camp!
3. Did you know Aurora sells clothes?
2. Think sports in Breeze because they sell Lacrosse and Tennis bags by Scout.
1. You will feel a sense of pride and accomplishment as you support your local businesses.

So stop in on your way to your next party, grab a fabulous gift, have us wrap it, and we will make sure you get to your party on time! – Breeze, Aurora, and Auntie Penny

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Ten Steps To Get Your Skin Ready For Spring

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By Dr. Lydia Evans

10. Examine your skin care regimen. 
As it gets warmer, you may need a lighter moisturizer (a lotion instead of a cream), or a stronger cleanser.

9. If you do not use an exfoliator, consider starting two to three times a week.
Exfoliators  remove old skin cells which can produce a dull complexion.

8. Think about a toner.
As your skin becomes oilier, you may want to begin using a toner, or increase the frequency of use if this is already part of your routine.  Toners are helpful in removing deep oil, dirt, and make-up from pores. Use them after exercising, working outdoors, or a day in the city.

7. Get a medical grade facial from a qualified professional.
Removing stubborn blockages from clogged pores will make your skin look smoother and healthier.

6.Make sure you use cosmetics and/or sunscreens that protect against UVA and UVB rays. 
As the intensity of the sun increases, so does your risk of damage, even on a cloudy day.

5. Pay attention to your body. 
An exfoliating body wash followed by a body moisturizer will get rid of those dry flakes, making you feel smoother and softer.

4. Remember your heels. 
Thickened, discolored skin on your heels is unattractive in sandals.  A potent glycolic acid cream especially formulated to remove tough, dry skin works great.

3. Look at your cuticles.
Winter can be especially rough on hands, leaving ragged skin around the nails. Massage a moisturizing cream with lactic or glycolic acid around your cuticles twice a day.

2. Love your lips.
After the winter, their surface can be uneven with peeling and flaking.  Frequent application of lip balms is helpful.  A lip exfoliator will remove dry patches, so lipstick application will be smoother.

1.Lighten up those tell-tale brown spots. 
Some flat discolorations will improve with high quality bleaching creams; others, as well as elevated spots, may require mechanical removal. Fraxel treatments are especially helpful for this problem. Clear skin always looks fresher and more youthful.

Along with practicing Dermatology in Chappaqua since 1993, Dr.Lydia Evans has been a consulting dermatologist for L’Oreal since 2000 and has been a fellow of the American Academy of Dermatology and New York State Chairperson of the Psoriasis Research Foundation.