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Health and Wellness with our Sponsors

Staying Safe During Winter Sports

December 4, 2013 by The Inside Press

skiingOutdoor activities can be a great way to get some fresh air and exercise during the long, cold winter months, but freezing temperatures and icy surfaces can also lead to injuries. Winter sports also place many demands on the body.  Recreational sports like skiing and basketball are dynamic in nature and require strength, agility, flexibility, and endurance. To get the most out of sports you enjoy, be prepared for these activities so as to minimize the chance of injury.

Neuromuscular Training Benefits

Physical Therapist Adam Pliskow, owner of New Castle Physical Therapy in Millwood, recommends that people of all ages who wish to participate in sports like skiing, ice skating, snowboarding and basketball initiate some type of exercise program to avoid injury. Evidence shows that neuromuscular training including plyometric, balance, and technique training reduces the risk of serious knee injuries. A proper injury prevention program should be structured to begin with an adequate warm up and active stretch period followed by strength training, agility and plyometric drills and then a static stretch and cool down. Hopping, jumping, sprinting, lunges, heel raises, step-ups, lateral band walking, hamstring curls are just some of the exercises that should be included in such a program.

The Importance of Physical Therapy Consultations

Consulting with an exercise specialist like a physical therapist is essential in developing a well-rounded program tailored to your needs and sport specific requirements, states Pliskow. A good physical therapist will “discuss your goals, perform a detailed and objective physical exam and develop an exercise injury prevention program suited to your individual needs.”

Contrary to common belief, a prescription isn’t required to see a physical therapist in New York. New York State law allows patients direct access to consultation, evaluation and treatment by a physical therapist without a prescription. This is dependent on the therapist having a minimum of three years of experience and that the patient does not have Medicare as a primary insurance.

–Ronni Diamondstein

Filed Under: Health and Wellness with our Sponsors Tagged With: skiing, winter sports

The Value of Planning as Retirement Approaches

December 4, 2013 by The Inside Press

klotzNot long ago, “retirement” for many people meant living on a combination of Social Security and a fixed pension. Today, retired people are living longer and better, and many plan to enjoy their golden years. The problem is that those fixed pensions, for many, have disappeared–which has put much more emphasis on the importance of pre-retirement planning (which, for our purposes here, refers to a plan for an individual’s transition to retirement).

Retirement Is Not Predictable

Today, many people transition into retirement gradually over a period of months or even years. Unfortunately, for many, this transition occurs abruptly and unexpectedly, through either a layoff or disability. Few can predict with certainty which day will be their last on the job.

In the absence of predictable retirement dates, many people put off the serious planning that should take place before retirement. Instead of planning for the changes in their lifestyle that their changed financial circumstances may require, they wait until it’s too late to properly plan. This can lead to hasty, ill-conceived decisions, and a rocky start to their golden years. As a general rule of thumb, it’s a good idea to start serious retirement planning at least one year before the transition period begins. This allows adequate time to obtain professional help, understand the many choices available, and make well-thought-out decisions.

Key Issues and Decisions

What issues and decisions should you evaluate in this pre-retirement planning process? Consider the following:

• Investment asset allocation

• Income from investments

• Social Security benefits

• Health benefits

• Retirement distributions

• Estate planning

Don’t wait until you’ve reached the point where you feel pressured to make major retirement decisions. Be sure to obtain the information and guidance you need to calmly consider all your choices well ahead of time. Competent financial and legal professionals can help you chart a course for retirement, as you try to project the levels of income and assets you’ll need to maintain your desired lifestyle. In pre-retirement planning, you will make some of the most important financial decisions of your lifetime. Don’t make them in haste–or on your own.

Prepared by The Guardian Life Insurance Company of America. The information contained in this article is for general, informational purposes only. Guardian, its subsidiaries, agents or employees do not give tax or legal advice. You should consult your tax or legal advisor regarding your individual situation.

Michael Klotz is a Registered Representative and Financial Advisor of Park Avenue Securities LLC (PAS), supervised from 800 Westchester Avenue, Rye Brook, NY 10573 914.288.8800. Securities, products/services and advisory services are offered through PAS a registered broker dealer and investment advisor. Financial Representative of The Guardian Life Insurance Company of America (Guardian) New York, NY. PAS is an indirect, wholly owned subsidiary of Guardian. Strategies for Wealth is not an affiliate or subsidiary of PAS or Guardian. Guardian, its subsidiaries, agents or employees do not give tax or legal advice. You should consult your tax or legal advisor regarding your individual situation.PAS is a member FINRA/ SIPC.

For a complimentary planning consultation, please call (914)288-8959

Filed Under: Health and Wellness with our Sponsors Tagged With: investments, retirement

Healthy Holiday Eating

December 4, 2013 by The Inside Press

briones• Keep moderation in mind and find healthy holiday foods. Many holiday recipes have healthier versions made with low fat ingredients and sugar substitutes.

• Wear form-fitting clothes. Don’t be uncomfortable, of course, but people who wear loose clothing are more likely to overeat without realizing it.

• Mingle away from the buffet line. Socializing away from the central food location will make it easier to resist constant grazing.

• Keep your hands busy. Holding onto a drink or purse will keep your hands occupied and make it more difficult to grab for appetizers and fatty finger foods.

• Use the small plates. The smaller your dish, the less food you can pile on and eat. Remember that half of your plate should be filled with vegetables and the other half can be divided with proteins and healthy holiday starches.

• Avoid high calorie drinks; choose sparkling water.

• After your parties or big holiday dinners, take the family out for a walk to check out the neighborhood displays and work off those extra calories.

brionesweightloss.com

Filed Under: Health and Wellness with our Sponsors Tagged With: Healthy eating

The Columns-Spectacular 1927 Country Estate

October 17, 2013 by The Inside Press

XK1S2551In the early 1930s, Bennett Cerf, head of the Modern Library and Random House publishing companies bought an estate tucked away on 9.6 bucolic acres on the banks of the Kisco River in northeast New Castle. It contained a comfortable Colonial Revival house, built in 1927, with a two-story veranda that gave the estate its name–The Columns. Cerf married Phyllis Fraser in 1940, and in the succeeding decades he became even more celebrated as a compiler of humor books and as a panelist on the television show “What’s My Line.” The Cerf’s made The Columns their country home until Bennett’s death in 1971. Phyllis Cerf then married former New York City mayor Robert F. Wagner, Jr., and the Wagner’s continued to live part time at the estate until Robert’s death in 1991.

The guest cottage provided hospitality to many Cerf and Wagner family members, friends and business associates over the years, including Frank Sinatra, Theodor Geisel (Dr. Seuss), and John F. Kennedy. Over the past 20 years, the current owners have substantially renovated the house without sacrificing its basic character. This picturesque estate radiates the charm and warmth of yesteryear plus wonderful amenities throughout the pastoral landscape.

XK1S2660Sited at the end of a long private drive, this inviting home offers sophistication and comfort within its nearly 6,000 square feet of living space.  Highlights include beautifully-scaled formal rooms, all painstakingly crafted with handsome fireplaces, beautiful paneling, fine molding and built-in bookshelves ample enough for the most avid of bibliophiles. The totally renovated kitchen, appointed to delight the most discerning cook, is complemented by a butler’s pantry and breakfast area that opens to a sunny terrace, perfect for al fresco dining. The expansive Master Suite, one of eight bedrooms, is a retreat in itself, featuring his and her baths, closets galore, a dressing room, and office with porch and balcony–all with stunning views. Vistas of the tranquil surroundings can be enjoyed throughout the home while the veranda offers an unforgettable backdrop for outdoor entertaining overlooking the glistening river.

Sports enthusiasts will savor the heated pool, pool house, two-hole golf course with three tees, tennis and basketball court, and two ponds while gardeners will enjoy the Lord & Burnham greenhouse, perennial gardens, vegetable gardens and verdant landscape. The guest house and caretakers cottage offer additional accommodations.

houlihan-house“Unsurpassed scenery and superior comfort are combined in this tranquil haven to create the ultimate lifestyle for enjoying both everyday living and memorable entertaining,” says Susan Battaglia, listing agent for this property.

To learn more about this historical homestead, visit www.susanbattaglia.houlihanlawrence.com

Filed Under: Health and Wellness with our Sponsors

New Construction in Chappaqua!

October 17, 2013 by The Inside Press

Raveis-advertorial-houseIntroducing another exciting new home by Tavo Development, a prestigious local builder. Located in friendly Kisco Park, with proximity to a local private playground, Smith Park, this residence is the only new construction under $1,000,000 in Chappaqua Schools! It will be constructed on 1/3 level, useable acre.

The house boasts 3,486 square feet, has 3 bedrooms plus a 2nd floor study or play area, and 2 ½ baths. The exterior will be maintenance free Hardi-Plank. There will be 9’ ceilings on the first floor and 8’ ceilings on the 2nd floor. It will feature crown moldings, solid doors, oak floors throughout, security system, interior sprinkler system. Ultra-craft kitchen


with granite or Caesar stone counters and stainless steel appliances, propane gas heat, wired for generator, Anderson windows and central vacuum, are some of the luxury amenities included. There is a step-down family room off the kitchen with a raised ceiling, gas fireplace, and door to patio. The lower level has a large playroom, powder room and a door to the rear.

Raveis-drawing-2Call for survey and special features.

For more information, contact: Bonnie Golub 914-238-0505 Bonnie.golub@raveis.com

Filed Under: Health and Wellness with our Sponsors

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