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About World Cup Schools

November 13, 2019 by The Inside Press

 

Since the early 1990’s, World Cup Nursery School & Kindergarten has been recognized as the premier early childhood education facility in Westchester County, NY and World Cup Gymnastics is one of the most revered gymnastics program in the state. In addition, World Cup U4Kids offers quality afterschool programs for children in Kindergarten through 5th grade. With over 25 years of experience in working with young children combined with World Cup’s knowledge of their unique strengths and interests has given the staff there the tools to develop programs in which children thrive…and have fun at the same time. World Cup provides the foundation for children’s future success in learning and serves as the cornerstone for promoting their physical well-being. worldcupgymnastics.com and worldcupnurseryschool.com.

Courtesy of World Cup Nursery School & Kindergarten, Discover New Castle Sponsor

Filed Under: Discover New Castle Tagged With: Early Childhood Education, Gymnastics, World Cup, World Cup Nursery School and Kindergarten

Halloween Haunt at Smith’s Tavern

October 26, 2019 by The Inside Press

Ghouls, goblins and ghosts just might make an appearance at the fifth annual Halloween Haunt sponsored by the North Castle Historical Society. The two-day event features a haunted house, pumpkin painting, games, face painting and more.

Admission is $7.00 and the event will take place rain or shine.

October 26: 11:00 am – 4:00 pm
October 27: 12:00 pm – 3:00 pm

Filed Under: Happenings Tagged With: face painting, games, halloween, haunted house, North Castle Historical Society

November Happenings

October 26, 2019 by The Inside Press

Briarcliff Manor Public Library (1 Library Road)

‘From Dino to Doo Wop’
The Musical History of the 50s, Saturday, November 2, 2-3:15 p.m. A live musical journey with ‘Joey G.’ For more information, contact Donna Pesce at dpesce@wlsmail.org or 914-941-7072

‘Young Washington’
Sunday, November 17 at 2 p.m. Talk by New York Times best-selling author Peter Stark at the Briarcliff Manor Scarborough Historical Society: How wilderness and war forged America’s Founding Father. 1 Library Road, Briarcliff Manor, NY. Registration is recommended; seating is limited on a first come, first serve basis. Write to Karen Smith at mail@briarcliffhistory.org, 914-941-4393, or Shirley Glick at sglick@wlsmail.org, 914-941-7072

Maryknoll International Film Festival

Maryknoll Society Center
55 Ryder Rd, Ossining, NY
The Maryknoll Fathers and Brothers 13th season of our International Film Festival starts in September. The International Film Festival is open to the public.

Filed Under: Happenings

Five Rules When Talking to Adult Kids About Money

August 25, 2019 by The Inside Press

BY RICHARD BLOOM

More than 22 million adult children between the ages of 18 and 34 are living at home with their parents.1 This phenomenon is partially driven by the financial realities facing 20-somethings today, but it also illustrates the strong ties that exist between boomer parents – who have been scrutinized for “helicopter parenting” – and their boomerang kids. The U.K. Journal, Psychologist, found that more than half of millennials phone, text or email their parents nearly every day.2

Despite communicating frequently and openly about everything from playground gossip to con­flicts at work, however, one topic families continue to avoid around the dinner table: money.

With more than one-third of millennials admitting to finding it difficult to start conversations with their parents about saving and investing,3 it is hard to imagine millennials addressing the more sensitive (yet necessary) conversations, such as estate planning. Here are some rules that apply specifically to some of the challenges parents face when talking about money with their adult kids.

1. Be smart about how you support.

No matter how old or “grown up” your child is, it’s a mistake to think that a parent ever ceases to be a parent. You will always have a responsibility to mentor and guide your children as they tackle life’s many obstacles. However, this unconditional support does not necessarily need to extend to the financial realm. The proverbial financial cord may never be severed completely, but it is often in your child’s best interest for them to establish a certain level of financial independence.

2. Create a culture of “family partnership.”

Glenn Kurlander, Head of Morgan Stanley’s Family Governance and Wealth Education unit, notes that, “one of the biggest concerns I have encountered among parents with considerable means is the fear of raising entitled children.” He believes that the best way to prevent this sense of entitlement is to create a culture of family partnership. In other words, driving the philosophy that “we’re all in this together,” and that while you are prepared to use your family’s wealth to help your children in meaningful ways, you are not prepared to remove every obstacle or challenge from their path. Denying your child the opportunity to learn some life lessons on their own (even if it’s the hard way) could end up hurting them in the long run.

3. To trust is relative.

Trust is an important component of any conversa­tion related to money. While you may trust your children and their ability to make smart financial decisions, you may not necessarily trust the people they choose to listen to. Because it’s impossible to know who may influence your child in the future (perhaps when you’re no longer around to make your case in person), you may want to consider us­ing certain wealth management structures (such as trusts) to protect the family wealth. To avoid resent­ment and confusion in the future, it is important to explain your rationale to your children: make it clear that your primary objective is to protect them and your family’s interests – it is not a reflection of a lack of trust or a desire to limit their financial freedoms.

4. Family finances are never one-size-fits-all.

As parents, you will have to decide what’s “fair and appropriate” for your unique family. This is partic­ularly relevant when it comes to estate planning. In some families, “fair and appropriate” may mean giv­ing equal amounts to each child; in other families, fair may mean treating each child differently based on their individual needs or challenges.

Use your resources, even the small ones.

Even when your children have children of their own, it’s not too late. In fact, this momentous event in their lives may present an opening: a timely reason to start a conversation about the family finances. Whether you want to encourage your children to become more fiscally responsible them­selves, or address sensitive topics such as your own estate plan, grandchildren can help break the logjam and diffuse the situation: “Now that there’s another generation in the picture, we want to make sure that you are planning appropriately and responsibly for them.”

Whatever challenges you face or conversations you need to have, a Financial Advisor can act as a re­source and a buffer. They can be present to facilitate the discussion in person, or help you prepare talking points in advance.

FOOTNOTES

1. “Helping Adult Children”, Pew Research Center (2015)

2. “The Ascension of Parent-Offspring Ties”, Karen Fingerman. Psychologist Journal. Vol. 29. (Feb. 2016)

3. Millennial Money Study, Fidelity Investments® (2016)

DISCLOSURES

Article by Morgan Stanley and provided courtesy of Morgan Stanley Financial Advisor.

Richard Bloom is a Financial Advisor in 1290 Avenue of the Americas, New York, NY 10104 at Morgan Stanley Smith Barney LLC (“Morgan Stanley”). He can be reached by email at Richard.Bloom@morganstanley.com or by telephone at (212) 893-7597.

This article has been prepared for informational purposes only. The information and data in the article has been obtained from sources outside of Morgan Stanley. Morgan Stanley makes no representations or guarantees as to the accuracy or completeness of the infor­mation or data from sources outside of Morgan Stanley. It does not provide individually tailored investment advice and has been prepared without regard to the individual financial circumstances and objectives of persons who receive it. The strategies and/or investments discussed in this article may not be suitable for all investors. Morgan Stanley recommends that investors independently evaluate particular investments and strategies, and encourages investors to seek the advice of a Financial Advisor. The appropriateness of a particular investment or strategy will depend on an investor’s individual circumstances and objectives.

Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.

Richard Bloom may only transact business, follow-up with individualized responses, or render personalized investment advice for compensation, in states where he is registered or excluded or exempted from registration, http://brokercheck.finra.org/Search/Search.aspx.

© 2018 Morgan Stanley Smith Barney LLC. Member SIPC. CRC 2160695 07/2018

Filed Under: Sponsor News!

Screenings Through The Decades

December 2, 2018 by The Inside Press

Samantha Lowe, MD, Pediactrics

Drs. Samantha Lowe and Michael Zuckman of White Plains Hospital Medical & Wellness in Armonk see to the well-being of patients at all stages of life. Part of that care includes providing age-appropriate screenings to ensure optimal health and wellness. Here’s a brief but comprehensive summary of the things you should be checking for both for you and your family members through the years.

Need a physician to help you get the screenings you and your family need? Call White Plains Hospital Medical & Wellness in Armonk at (914) 849-7900.

Birth To Pre-Teens

Recommended screenings for newborns and children include testing for congenital problems, monitoring growth and development, hearing and vision screenings, and immunization updates.

Michael Zuckman, MD, Internal Medicine

Teenage Years

Start screening for mental health problems, beginning in the teen years when they commonly start presenting. Updating immunizations; educating teens about the risks of tobacco, drug, and alcohol use; and the prevention of pregnancy and sexually transmitted diseases are also all essential.

20s and 30s

Young adults should be monitored for hypertension, diabetes, and high cholesterol all through routine doctor visits. Cervical cancer screenings for women and testicular cancer screenings for men should also be included.

In The 40s

In addition to continuing screenings begun earlier in life, patients should begin screening for glaucoma. Women should begin screening for breast cancer, and both men and women at average risk should begin screening for colorectal cancer by age 45 according to new American Cancer Society guidelies.

In The 50s

All previous screenings and tests should be maintained, and men should begin screening for prostate cancer.

Ages 60 and older

Regular screenings for all previous conditions should continue and screenings for osteoporosis, depression, and memory problems should begin.


Our Doctors. Your Neighborhood.

White Plains Hospital Medical & Wellness provides comprehensive care for the entire family, conveniently located off 684/exit 3 in Armonk. Expert physicians in Primary Care, Pediatrics, OB/GYN, and multiple specialties including Allergy & Immunology, Cardiology, Endocrinology, Neurology, orthopedics and Rheumatology offer personalized service for patients and family members. Same-day appointments are often available. The facility also houses a Diagnostic Imaging Center and Urgent Care center, operated by White Plains Hospital Emergency Department physicians, with extended hours and short wait times. Call (914) 849-7900 for an appointment or (914) 849-7999 for urgent care, open seven days a week.

Filed Under: Sponsor News! Tagged With: cancer screenings, regular screenings, screenings, screenings schedule, White Plains Hospital

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